常见问题 / Frequently Asked Questions
Yes. KPKT license WL4766/01/01-11/251126. Regulated since 2010.
No. Appointment only. Please WhatsApp first.
Primarily Chinese-speaking borrowers in Penang.
Yes, initial consultation is free and no-obligation.
Yes. Strictly confidential. We do not share data with third parties.
From 5.5% p.a. reference. Actual varies by bank and profile.
RM5,000 to RM300,000 depending on income and eligibility.
3–7 business days estimated.
Yes, with 2+ years business history and relevant documents.
Personal loans, credit cards, hire purchase, and other personal credit.
From 4.8% p.a. reference. Actual varies by bank and profile.
Each case assessed individually. Contact us for an honest evaluation.
SSM-registered Malaysian businesses, typically operating 12+ months.
From 5.0% p.a. reference. Actual varies by bank and business profile.
Not always. Assessed case by case.
First Capital (WL4766/01/01-11/251126) is a KPKT-licensed loan consultant based in Gurney Tower, Penang, serving Chinese-speaking borrowers since 2010.
12小时内批核回复 · 12-Hour Approval Response
免费咨询，30秒了解您能借多少Free Consultation · Know How Much You Qualify in 30 Seconds
KPKT 持牌贷款顾问 · 槟城本地团队 · 华语服务 · 100% 保密。No fees until your loan is approved.
KPKT WL4766/01/01-11/251126 资料严格保密 12h 快速回复
仅限预约咨询，恕不接受即访 · Appointment Only, No Walk-In · WhatsApp 我们随时回复