隐私政策 / Privacy Policy

First Capital is committed to protecting your privacy in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA).

Data we collect

We collect personal data you provide voluntarily via WhatsApp, our enquiry forms, or in-person consultations. This may include name, contact number, MyKad number, employment information, and financial details necessary to assess your loan eligibility.

How we use your data

To consult you on loan options, prepare applications submitted to banks on your behalf, and contact you regarding your enquiry. We use WhatsApp as our primary communication channel.

Third-party sharing

We do not sell or share your personal data with third parties for marketing. Information is only shared with banks you have authorised to receive your application.

Data access and correction

You may request to view, correct, or delete your data at any time by contacting us via WhatsApp.

First Capital (WL4766/01/01-11/251126) is a KPKT-licensed loan consultant based in Gurney Tower, Penang, serving Chinese-speaking borrowers since 2010.